What happens to digital assets when you die?
Digital assets — online accounts, photos, email, social media, cryptocurrency, domains and loyalty points — don't automatically pass under a will, and access is governed by each platform's terms. Plan ahead: list your digital assets, record how they're accessed securely, and use platforms' legacy/memorialisation tools. Never put passwords in your will (it becomes public after probate); use a separate secure record instead.
Detailed explanation
Digital legacy is the fastest-growing gap in estate planning.
- Inventory: list accounts, photos, crypto, domains, subscriptions and points.
- Access: keep a secure, separate record of how to access them — not in the will.
- Use platform tools: legacy contacts and memorialisation settings on major services.
- Crypto: without the keys, the asset is lost — document access securely.
- Your will can name who should deal with your digital estate.
Mia lists her digital life — cloud photos, two email accounts, a crypto wallet and several subscriptions — and stores access details with a secure password manager, naming a digital executor in her will. Her family can find and manage everything, and her crypto isn't lost.
- Complete the questionnaireA few guided questions about you, your family and your wishes.
- Human reviewYour answers are checked by the ClearLegacy editorial team for completeness.
- Receive your documentsYour will and supporting paperwork are produced, ready to print.
- Sign correctlyClear instructions on signing and witnessing so the will is legally valid.
- Protect your familyYour wishes are recorded and your loved ones are spared the intestacy default.
Sources
- GOV.UK — Making a will
- Information Commissioner's Office — guidance on data after death
- Platform legacy/memorialisation tools (Apple, Google, Meta)
- Reviewed by
- ClearLegacy editorial team
- Last reviewed
- June 2026
- Next review
- December 2026
- Jurisdiction
- England & Wales
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