What happens to digital assets when you die?

England & Wales · After Death · Digital

Quick answer

Digital assets — online accounts, photos, email, social media, cryptocurrency, domains and loyalty points — don't automatically pass under a will, and access is governed by each platform's terms. Plan ahead: list your digital assets, record how they're accessed securely, and use platforms' legacy/memorialisation tools. Never put passwords in your will (it becomes public after probate); use a separate secure record instead.

Detailed explanation

Digital legacy is the fastest-growing gap in estate planning.

Example scenario

Mia lists her digital life — cloud photos, two email accounts, a crypto wallet and several subscriptions — and stores access details with a secure password manager, naming a digital executor in her will. Her family can find and manage everything, and her crypto isn't lost.

What happens next?
  1. Complete the questionnaireA few guided questions about you, your family and your wishes.
  2. Human reviewYour answers are checked by the ClearLegacy editorial team for completeness.
  3. Receive your documentsYour will and supporting paperwork are produced, ready to print.
  4. Sign correctlyClear instructions on signing and witnessing so the will is legally valid.
  5. Protect your familyYour wishes are recorded and your loved ones are spared the intestacy default.

Sources

  1. GOV.UK — Making a will
  2. Information Commissioner's Office — guidance on data after death
  3. Platform legacy/memorialisation tools (Apple, Google, Meta)
Reviewed by
ClearLegacy editorial team
Last reviewed
June 2026
Next review
December 2026
Jurisdiction
England & Wales

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