Full Cost Breakdown
💡 Total cost with Clear Legacy: £89 (preparation) + £82 (registration) = £171 per LPA. Both LPAs: £253 preparation + £164 registration = £417 total — vs £750–£1,400+ with a solicitor.
What Are the Two Types of LPA?
| Type | What it covers | When it's used |
|---|---|---|
| Property & Financial Affairs | Bank accounts, investments, property, bills | If you lose capacity, or while you still have it (if authorised) |
| Health & Welfare | Medical treatment, care home decisions, daily routine | Only when you've lost mental capacity |
Most people benefit from both. They cover entirely separate areas of life. You cannot use a Property LPA to make healthcare decisions, or vice versa.
Can I Get a Fee Reduction?
Yes. If your annual income is below £12,000, you may qualify for a 50% reduction on the OPG registration fee (£41 instead of £82). Apply on form LPA120A when submitting your LPA.
If you receive certain means-tested benefits (Universal Credit, Income Support, etc.), the registration fee may be waived entirely.
How Long Does Registration Take?
Clear Legacy prepares your LPA documents within 24 hours of completing the questionnaire. Once signed by all parties (you, your attorneys, and a certificate provider), the LPA is submitted to the Office of the Public Guardian for registration.
OPG registration currently takes approximately 20 weeks. This is a known backlog issue — the OPG is processing high volumes. Plan well in advance.
Why Not Use a Solicitor?
Solicitors charge £250–£500 per LPA for preparation alone — on top of the £82 OPG registration fee. There is no legal requirement to use a solicitor for an LPA. The documents follow a prescribed government format. Clear Legacy prepares the same legally valid documents at a fraction of the cost.
LPA Documents from £89
Prepared within 24 hours. Expert reviewed. Same legal validity as a solicitor — at a fraction of the cost.
Arrange My LPA →Can I do an LPA myself?
Yes — the government provides forms online at gov.uk. However, LPAs are complex documents. Errors invalidate the entire form and you lose the £82 registration fee. Professional preparation removes this risk.
What happens if I lose capacity before registering an LPA?
An unregistered LPA cannot be used. If you lose capacity before registration completes, your family must apply to the Court of Protection for a Deputyship Order — a process that typically costs £1,000–£3,000 and takes 6+ months.