What is a lasting power of attorney?
A lasting power of attorney (LPA) is a legal document that lets you appoint someone you trust to make decisions on your behalf if you lose mental capacity. There are two types: property and financial affairs, and health and welfare. An LPA must be made while you still have capacity and registered with the Office of the Public Guardian before it can be used.
Detailed explanation
An LPA protects you during your life; a will deals with your estate after death.
- Property & financial affairs: bills, bank accounts, property, investments.
- Health & welfare: medical care, where you live, daily routine — usable only once you lack capacity.
- Must be made while you have capacity and registered with the OPG (a registration fee applies).
- Without an LPA, loved ones may need a slower, costlier court deputyship.
After a stroke leaves him unable to manage his affairs, Ken's daughter uses the property and financial affairs LPA he set up years earlier to pay his bills and manage his accounts — avoiding a lengthy court application.
- Complete the questionnaireA few guided questions about you, your family and your wishes.
- Human reviewYour answers are checked by the ClearLegacy editorial team for completeness.
- Receive your documentsYour will and supporting paperwork are produced, ready to print.
- Sign correctlyClear instructions on signing and witnessing so the will is legally valid.
- Protect your familyYour wishes are recorded and your loved ones are spared the intestacy default.
Sources
- GOV.UK — Make, register or end a lasting power of attorney
- Mental Capacity Act 2005 — legislation.gov.uk
- Office of the Public Guardian — LPA guidance
- Reviewed by
- ClearLegacy editorial team
- Last reviewed
- June 2026
- Next review
- December 2026
- Jurisdiction
- England & Wales
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