Cheap Wills vs Solicitor Wills — UK Comparison

Quick answer

For a straightforward estate, a £69 reviewed online will is legally identical to a £400 solicitor will. Both must meet the Wills Act 1837. The difference is process, not legal product. Solicitors are the right choice for complex estates (trusts, business succession, foreign property). For everything else, a reviewed cheap will saves £80–£330.

Same legal standard £69 vs £150–£400 24 hours vs 2–4 weeks
Start My Will Now → £69 single · £99 mirror · No subscription
Reviewed by ClearLegacy Estate Planning Team UK qualified · Wills Act 1837 specialists · Updated 2026-05-12

Side-by-side: cheap online will vs solicitor will

Cheap online will (ClearLegacy £69)

Best for most UK estates
  • £69 single / £99 mirror, fixed fee
  • Legally valid under Wills Act 1837
  • 15-minute online questionnaire
  • Reviewed by qualified UK estate planner within 24 hours
  • Full signing pack with diagrams
  • One free amendment in first 12 months
  • No appointment, no travel, no Calendly
  • Cheapest reviewed option in the UK market

Solicitor will

Best for complex estates
  • £150–£400 single / £250–£600 mirror
  • Legally valid under Wills Act 1837
  • 60–90 minute face-to-face appointment
  • Drafting by solicitor or paralegal
  • Paper drafts posted/emailed
  • Update fees vary by firm
  • 2–4 week turnaround typical
  • SRA-regulated; PI insurance

Head-to-head on the things that actually matter

FactorCheap online willSolicitor will
Single will price£69£150–£400
Mirror wills£99£250–£600
Legal validityWills Act 1837 ✓Wills Act 1837 ✓
Probate-failure rateSame as solicitor (reviewed)Same as online (reviewed)
Drafting processOnline questionnaireFace-to-face interview
ReviewQualified estate plannerSolicitor or paralegal
Turnaround24 hours2–4 weeks
Updates1 free / yr; £69 rewrite£50–£150 per change typical
Suitable for trustsNo (referred out)Yes

Where cheap online wills win

Price

The savings are real. A cheap will in the UK at £69 is a quarter to a fifth of a typical solicitor price. Mirror wills save even more — £99 versus £250–£600. That's not a corner-cutting discount; it reflects the absence of office overhead and hourly billing. The breakdown is in why are wills so expensive UK.

Speed

Most ClearLegacy online wills in the UK are reviewed and emailed back within 24 hours. Most solicitor wills take 2–4 weeks because of appointment scheduling, draft cycles, and post.

Convenience

No appointment, no half-day off work, no travel. Complete the questionnaire from your sofa.

Structured drafting

A questionnaire designed by estate planners asks the right questions in a consistent order. Reviewed online wills are less likely to miss a guardian clause than a rushed solicitor appointment that overruns on small talk.

Where solicitor wills genuinely win

Complex estates

Discretionary trusts for vulnerable beneficiaries, business succession, foreign property — these are conversations, not questionnaires. A solicitor can adapt the will to circumstances that no online template covers.

Tax planning

Estates well above the £325,000 nil-rate band with active inheritance tax planning needs benefit from bespoke advice. ClearLegacy refers these cases out.

Contested situations

If you anticipate a 1975 Inheritance Act claim or family dispute, a solicitor's contemporaneous notes and capacity assessment can be useful evidence later.

When to pick which

Couple, joint home, kids → online

The textbook case for a reviewed online mirror will at £99.

Single homeowner, named beneficiaries → online

A £69 single online will covers this in 24 hours.

Cohabiting partners → online

Intestacy doesn't protect unmarried partners. An online will solves this fast and cheaply.

Discretionary trust for a vulnerable beneficiary → solicitor

Bespoke trust drafting is what solicitors are for.

Business owner with shareholders' agreement → solicitor

Succession planning needs more than a will template.

Foreign property or non-UK domicile → solicitor

Cross-border estate planning is solicitor territory.

The "but is it really the same?" question, answered

Yes. Probate registries across England and Wales process online wills the same way as solicitor wills. The Wills Act 1837 is the legal standard, and it doesn't care who typed the document. What matters is signing and witnessing — which is exactly the same for both. The legality of online wills in the UK is settled law.

The total cost over 10 years

Most people update their will once or twice over a decade — new children, marriage, divorce, house move. With ClearLegacy you get one free amendment in the first 12 months, and rewrites cost £69. A solicitor typically charges £50–£150 per change or a full rewrite at full price. A reviewed online will plus two updates over 10 years is £69 + £69 + £69 = £207. A solicitor equivalent could easily exceed £600. See the wider price analysis on the how much should a will cost UK page or the affordability case on the cheap will UK page. For an editorial review of the best providers, see best online will UK.

The cheapest reviewed will in the UK

£69 single. £99 mirror. Same Wills Act 1837 compliance as a solicitor will. Reviewed by a qualified UK estate planner within 24 hours.

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Frequently asked questions

For a straightforward estate, yes. A £69 reviewed online will is legally identical to a £400 solicitor will — both must meet the same Wills Act 1837 requirements. The legal product is the same. What differs is the drafting process and the price.
No, not for most UK estates. The Wills Act 1837 does not require a solicitor. Solicitors are the right choice for discretionary trusts, business succession, foreign property, or contested family situations. For couples, parents, homeowners and named beneficiaries, an online will is the standard option.
Yes. A cheap online will is legally valid as long as it meets the Wills Act 1837: in writing, signed by you, witnessed by two adults present at the same time. A reviewed £69 online will is legally identical to a solicitor will.
Yes. Any UK adult aged 18 or over with mental capacity can make a legally valid will online. ClearLegacy's online questionnaire takes about 15 minutes and the will is reviewed by a qualified estate planner within 24 hours.
Use a solicitor for discretionary trusts (especially for vulnerable beneficiaries), business succession planning, foreign property holdings, contested family situations, or estates well above the £325,000 nil-rate band needing bespoke inheritance tax planning.
ClearLegacy's online will takes 15 minutes to complete. A qualified estate planner reviews it within 24 hours. Most clients have a signed, legally valid will in under 48 hours. Solicitor wills typically take 2–4 weeks.
No more often than a solicitor will. Probate challenges focus on capacity, undue influence, or improper witnessing — all of which apply equally to cheap online wills and solicitor wills. The drafting source has no bearing on the challenge rate of properly executed wills.

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