How we ranked the top UK online Will providers
This is our own shortlist — so the disclosure first: ClearLegacy is one of the services being ranked, and we'd rather earn your trust by being honest than win the click by being slippery. The criteria below are the same ones we'd apply to a comparison written by anyone else.
- Legal validity — table-stakes. The Will must meet the Wills Act 1837 and be accepted by the Probate Registry.
- Total price — the all-in cost for a Single Will and for Mirror Wills, with review included.
- Turnaround — time from completed questionnaire to delivered, reviewed Will.
- Review process — who reviews the Will, and what their qualification is.
- Commercial model — is it one-off, or does it become a subscription?
The full ranked shortlist follows. For the parent guide — same providers, deeper analysis — see our best online Will UK 2026 honest comparison.
The 2026 shortlist
ClearLegacy publishes this comparison. Every competitor figure below was checked against the provider’s own website on 5 September 2026; the source is linked beside each entry. Prices can change — check the provider before you buy.
ClearLegacy — lowest fixed price in this shortlist
The lowest fixed price of the four providers compared here (our own pricing page, 5 September 2026). Pure online process — no phone call. One-off pricing, no subscription. The trade-off: no phone option and no solicitor involvement, so it is not the right fit if you want to talk it through with someone or have a complex estate.
Farewill — best for a specialist check and a big brand
The most widely known UK online Will brand. Online Will £100 single / £160 couples, telephone Will £240 / £380, and updates via a £10-a-year subscription (Farewill pricing page, checked 5 September 2026). Right pick if you want a specialist check on every Will and don’t mind paying more or waiting a few days.
Co-op Legal Services — best for a phone appointment with a will writer
A familiar high-street brand. You start online or by phone and a will writer takes you through a telephone appointment; lifetime storage is included (Co-op costs page and mirror wills page, checked 5 September 2026). More than double ClearLegacy’s price for a straightforward Will. Right pick if you want a person on the phone and a household name.
Octopus Legacy (formerly Guardian Angel) — best if you want online, video or in-person options
Guardian Angel’s Will service now redirects to Octopus Legacy. £150 for a simple online Will, with an in-house check and return within 7 business days; the same price applies to video and in-person routes (Octopus Legacy online Will page, checked 5 September 2026). Runs regular free-Will months with charity partners.
Not included: Beyond ceased trading in 2025 (closure notice). We could not verify a current published price for Which? Wills on 5 September 2026, so it is not listed.
Side-by-side summary table
| Provider | Single | Mirror / couples | Turnaround | Source (checked 5 September 2026) |
|---|---|---|---|---|
| ClearLegacy | £89 | £129 | Draft immediately; final usually within 24 hours | clearlegacy.co.uk/pricing |
| Farewill | £100 | £160 | Under 5 days | farewill.com |
| Co-op Legal Services | from £149 | from £249 | Not published | co-oplegalservices.co.uk |
| Octopus Legacy | £150 | Couples discount advertised | Within 7 business days | octopuslegacy.com |
ClearLegacy prices shown are those in force from 1 October 2026 (£69 / £99 before that date).
Published rates for England & Wales as shown on each provider’s website on 5 September 2026. ClearLegacy publishes this comparison; we have no commercial relationship with the providers listed.
How to compare online Wills the right way
Most "best online Will" guides obsess over the wrong axis. Here's what actually matters when comparing UK online Will services:
1. Total price — single and mirror together
The single-will headline is often a teaser. Always compare mirror prices alongside, because couples are the majority of buyers and the markup on mirrors varies wildly. ClearLegacy is roughly 40% below Farewill on mirrors; that gap is larger than on singles.
2. Whether the review is included in the price
A "free will" with a £129 review charge is the same total as a £129 reviewed Will. Always compare the full delivered price — review included.
3. Turnaround from completed questionnaire
“5–7 days” can mean very different things. ClearLegacy sends a first draft straight after payment and the final Will usually within 24 hours. Farewill’s online Will is “ready to download in under 5 days”; its telephone Will runs from the scheduled call. Solicitors measure from your first appointment. Always pin the start of the clock.
4. Format — pure online vs phone-assisted vs face-to-face
This is the single biggest driver of price. Phone consultations and face-to-face appointments cost real money to deliver. If you're comfortable with a self-service questionnaire, you can save £30+ by skipping them. If you're not, paying for the human contact is reasonable.
5. Subscription versus one-off
Some providers convert a low headline price into a recurring storage or update subscription. A one-off fee with no ongoing commitment is easier to compare and easier to leave. ClearLegacy is a single fixed fee with one free update included after payment — no subscription.
Which online Will provider should you actually pick?
The right answer depends on your priority. Here's the cleanest decision tree:
If price is your priority
ClearLegacy at £89 is the lowest fixed price of the four providers compared on this page (checked 5 September 2026). See our cheap Will UK comparison for the full price ladder including every alternative we could find.
If speed is your priority
ClearLegacy sends a first draft straight after payment and the final Will usually within 24 hours. Providers whose process includes a specialist check or a phone appointment typically quote several working days.
If you want someone on the phone
Co-op includes a telephone appointment with a will writer in its from-£149 price. Farewill’s £100 online Will does not include a call — its separate telephone Will product (£240 single / £380 couples) does. Octopus Legacy offers online, video or in-person routes at the same £150 price.
If you want a known brand and don't mind paying
Co-op Legal Services. You're paying double ClearLegacy for a standard Will, plus solicitor supervision. Reasonable if brand reassurance matters to you.
If your estate is genuinely complex
A high-street solicitor — but only if you have discretionary trusts, foreign assets, business succession or contested family circumstances. For straightforward estates, paying solicitor rates is paying for something you don't need.
Comparison red flags — what to avoid
A few patterns to watch for when comparing UK online Will services:
- "Free will, paid review." The free Will is unsigned and unreviewed. The total price after review is what you should compare.
- Aggressive subscription upsells. If the £89 will turns into a £15/month subscription pitch at checkout, walk away.
- Vague turnaround promises. "Days, not weeks" isn't a turnaround commitment. Look for "24 hours" or "5 working days from X."
- No stated review process. Every reputable online Will is checked before release — by a person, an automated pipeline, or both. The provider should say plainly which one applies.
- Pressure to upgrade for "advanced clauses." Standard Wills handle straightforward UK estates. Pay-for-clause models often try to upsell features you don't need.
What should an online Will writing service actually include?
"Online Will writing service" covers everything from a bare template generator to a fully reviewed drafting service, and the price alone won't tell you which one you're buying. Before comparing online Wills UK-wide on cost, check each service includes all five of these:
- A structured questionnaire, not a blank template. The service should ask about your estate, family circumstances, executors and backups — and adapt its questions to your answers. A downloadable template with gaps to fill is a DIY kit, not a Will writing service.
- A review step before release. The best Will writing services check every draft — by a person, an automated pipeline, or both — and say plainly which applies. No stated review process is the single biggest red flag in this market.
- Clear signing and witnessing instructions. An unsigned Will is legally worthless. The service should walk you through the Wills Act 1837 requirements: signed in front of two independent adult witnesses who also sign.
- A fixed, total price. The advertised fee should be the finished-Will fee. Subscriptions, "storage plans" and pay-per-clause upgrades are how a £30 headline becomes £150.
- Straightforward updates. Life changes; your Will should too. Check what a replacement or update costs before you buy, not after.
Every provider in the ranked shortlist above passes the first three. The side-by-side table shows where they differ on the last two.
Why online Wills overtook traditional UK Will writing
A decade ago, "making a Will" in the UK meant booking two solicitor appointments and paying £300–£500. Today a large share of new Wills are made through online services. The shift wasn't driven by tech enthusiasm — it was driven by three practical realities:
- The legal test is the same. The Wills Act 1837 sets the bar for validity: 18+, testamentary capacity, acting voluntarily, signed in front of two independent witnesses who also sign. A Will that meets those requirements has the same legal force whether it was drafted online or by a solicitor — though a solicitor can also advise on complex estates, which an online service does not.
- The production model changed. A solicitor charges for office overhead, hourly billing, and two physical appointments. An online service replaces all three with a structured questionnaire that captures the same information in 15 minutes, plus an automated review checking the draft before release. Same inputs, lower cost.
- The pandemic-era remote witnessing window opened minds. Between 2020 and 2024, England and Wales temporarily allowed Wills to be witnessed by video link. Many people made Wills that way, and familiarity with remote and online Will-making grew as a result.
Common worries about online Wills (and what the answer actually is)
Three concerns come up repeatedly when people consider an online Will. Each has a clear answer:
- "Will Google find out I cut someone out of my Will?" No. Your Will isn't a public document until probate, which only happens after death. The drafting process is between you and the provider, encrypted in transit and at rest. ClearLegacy never publishes, shares, or sells customer data.
- "What if the company goes bust before I die?" The Will itself is the only thing that matters — and you hold the signed original. If your online provider closes tomorrow, your already-signed Will is still legally valid forever. You don't need the provider to survive for the document to work.
- "Will my family be able to find it?" Tell at least one trusted person — typically your executor — where the signed original is stored. Options: a fire-proof safe at home, with your solicitor for safekeeping, or registered with the National Will Register (Certainty) for ~£30 so executors can locate it post-death. ClearLegacy emails you the Will to keep; we don't store the signed original.
How to read online Will reviews
Trustpilot scores cluster between 4.7 and 4.9 across every major UK provider, so the rating alone won't separate them. The detail inside the reviews will. Signs a review is genuine and worth weighting:
- It names the actual turnaround. "Received it the next morning" is verifiable; "very fast" isn't.
- It mentions the signing and witnessing instructions. This is where online Wills most often go wrong, so real customers talk about it.
- It describes what the review process caught. A genuine reviewer will say what was flagged in their draft before release.
And the patterns that suggest reviews are not trustworthy:
- Identical phrasing across reviews. A red flag that reviews are templated.
- Generic praise with no detail. "Great service, would recommend" tells you nothing.
- No mention of the actual product. Nothing about turnaround, signing instructions, or the document itself.
- A spike of 5-star reviews immediately after a 1-star. Often a sign of reputation laundering.
Who shouldn't use a top online Will provider?
Honest answer: anyone with a genuinely complex estate. Online Will services — including ClearLegacy — are built for standard UK estates. If any of the following apply, a high-street solicitor is the better choice:
- Discretionary trusts or life-interest trusts
- Foreign assets or non-UK domicile questions
- Business succession with multiple shareholders
- Estranged spouses or contested family circumstances
- Estates likely to exceed £2m where the residence nil-rate band tapers
For everyone else — the majority of UK adults with straightforward estates — a top online Will provider is the right product. The only question is which one fits your priorities, which is what this ranking is for.
Why ClearLegacy tops our shortlist
ClearLegacy is first on this shortlist on price and speed: it is the lowest fixed price of the four providers compared, and the only one that sends a first draft straight after payment. The trade-offs are real: there is no phone option, no specialist check on every Will (flagged Wills are held for the founder's personal review; the rest are issued after automated checks), and no solicitor involvement. If a phone call or a specialist check on every Will matters to you, Farewill or Co-op is the better pick. We publish this comparison ourselves, so weigh it accordingly.
For the wider context including cheap Will UK pricing and how online Wills work in the UK, see those linked guides.
ClearLegacy pricing — fixed fees, no surprises
Single Will
For one person. Legally valid in England & Wales. Checked by our automated review and usually delivered within 24 hours.
Start Single WillMirror Wills
Two matching Wills for couples. Save £49 versus buying two singles. Both reviewed and usually emailed within 24 hours.
Start Mirror WillsFrequently asked questions
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