Side-by-side comparison
| Provider | Single Will | Mirror Wills | How it's prepared | Updates | Source |
|---|---|---|---|---|---|
| ClearLegacy | £89 | £129 (both) | Online questionnaire · first draft straight away · every Will checked before final issue (founder checks anything flagged) | One free update after payment; later rewrites £89 | clearlegacy.co.uk/pricing |
| Farewill (online Will) | £100 | £160 | Online questionnaire · checked by a Farewill specialist · sent in under 5 days | £10 a year for unlimited updates (optional) | farewill.com |
| Co-op Legal Services | From £149 inc VAT | From £249 inc VAT | Phone appointment with a will writer · SRA-regulated firm · price can rise with complexity | Quoted on request | co-oplegalservices.co.uk |
| High-street solicitor | Typically £150–£400 | Typically £250–£600 | Face-to-face or phone · SRA-regulated · advice included | Charged per change | Typical published ranges — see our Will cost guide |
ClearLegacy prices shown are those in force from 1 October 2026 (£69 / £99 before that date).
Prices checked on 13 October 2026 on the linked provider pages. Providers change prices; check the linked page before you buy. "From" prices are the provider's starting price for a simple Will.
ClearLegacy — £89 single / £129 mirror
For England and Wales only. About 15 minutes online. First draft by email straight after payment; the final, signing-ready Will is usually issued within 24 hours. See what's included.
Single Will — £89
Mirror Wills — £129
Who is Co-op Legal Services?
Co-op Legal Services is the legal-services business of the Co-operative Group and is regulated by the Solicitors Regulation Authority. Its Will service is built around a phone appointment with a will writer, and its published starting prices are £149 for a single Will and £249 for mirror Wills, including VAT. Co-op's own pricing page notes that the final price depends on what you need; more complex estates cost more. Timescales depend on appointment availability and are not published as a fixed promise, so ask Co-op directly if speed matters to you.
What "online Will services" means here
By an online Will service we mean a provider where you answer a structured questionnaire yourself and the Will is prepared from your answers, rather than dictated to a will writer. The two compared on this page are ClearLegacy (£89 single, £129 mirror, England and Wales only) and Farewill (£100 single, £160 mirror). Neither is an SRA-regulated law firm; Will writing is not a reserved legal activity in England and Wales, so regulation is a service distinction rather than a validity requirement.
Pricing — how the numbers compare
For a single Will: Co-op from £149 inc VAT; Farewill £100; ClearLegacy £89. For mirror Wills (two matching Wills for a couple): Co-op from £249 inc VAT; Farewill £160; ClearLegacy £129 for both.
Co-op's price is a starting point and can rise for more complex requirements. ClearLegacy and Farewill use fixed prices for their standard Will; ClearLegacy's questionnaire is designed for straightforward estates and will tell you if your situation falls outside what it covers (see who should not use ClearLegacy). Our Will cost guide covers the wider market, including free and charity-linked options.
How each Will is prepared and checked
Co-op
You book a phone appointment and a will writer takes your instructions and prepares the Will. As an SRA-regulated firm, Co-op is bound by the SRA's rules, carries professional indemnity insurance and is subject to the Legal Ombudsman if something goes wrong.
ClearLegacy
You complete the questionnaire online in about 15 minutes and pay. Your first draft is emailed to you straight away. Every Will then undergoes automated checks before the final, signing-ready Will is issued — usually within 24 hours — and the final Will is issued once it has passed ClearLegacy’s checks. ClearLegacy is not a law firm and does not give legal advice; the process is described in full on our review process page.
Farewill
You complete Farewill's online questionnaire; Farewill states that a specialist checks the Will and that it is sent in under five days. Farewill also offers a telephone Will service at a higher price for people who want to give instructions by phone.
Legal validity — is one route "more valid"?
No route is automatically more valid than another. A Will prepared online can be legally valid in England and Wales when all applicable legal requirements are met, including testamentary capacity, acting voluntarily, and correct signing and witnessing. Follow the supplied instructions carefully. The same requirements apply to a Will prepared by Co-op or by a solicitor; what differs is the level of advice and the regulatory protection behind the service, not the legal test the Will must pass.
Pros and cons
Co-op — pros
- SRA-regulated firm with Legal Ombudsman cover
- Phone appointment with a will writer
- Well-known brand backed by the Co-operative Group
- Can handle more complex estates for a higher fee
- Probate and other legal services from the same provider
Co-op — cons
- Higher starting price (from £149 / £249 inc VAT)
- You need to book and attend an appointment
- Timescale depends on appointment availability
- Price rises with complexity
Online Wills (ClearLegacy / Farewill) — pros
- Fixed price: £89 / £129 at ClearLegacy, £100 / £160 at Farewill
- Complete online at your own pace — no appointment
- ClearLegacy: first draft straight after payment, final usually within 24 hours
- Every Will checked before it's issued
Online Wills — cons
- Not SRA-regulated law firms; no legal advice
- No phone consultation on the standard product
- Designed for straightforward estates — not bespoke trusts, business succession or foreign property
- ClearLegacy is for England and Wales only
When Co-op is the better choice
- You want an SRA-regulated firm and the consumer protections that come with it
- You would rather give your instructions by phone than answer an online questionnaire
- Your estate is complex — bespoke trusts, business interests, property abroad, or a family situation that needs advice
- You live in Scotland or Northern Ireland, which ClearLegacy does not cover
When an online Will is the better choice
- You live in England or Wales and have a straightforward estate with clear beneficiaries
- You want a fixed, low price with no surcharges
- You want the Will quickly and without booking an appointment
- You are comfortable answering questions online and do not need legal advice
The bottom line
Co-op gives you a will writer on the phone and a regulated firm behind the document, at a higher starting price. ClearLegacy and Farewill give you a fixed-price Will you complete yourself, with checks before it is issued. For a simple estate in England or Wales, an online Will is the lower-cost route; for anything that needs advice, or if you live outside England and Wales, Co-op or a solicitor is the safer choice.
Sources (checked 13 October 2026): Co-op Legal Services — understanding the costs of a Will; Farewill — Will pricing; ClearLegacy pricing; Wills Act 1837 (legislation.gov.uk). Comparison published by ClearLegacy.
What happens next when you choose ClearLegacy
- Confirm you live in England or Wales, then answer the questionnaireAbout 15 minutes online. Plain-English questions about your estate, executors and beneficiaries.
- Pay securely — £89 / £129One fixed fee via Stripe. Your first draft is emailed to you straight away.
- Checks before issueEvery Will undergoes automated checks and the final Will is issued once it has passed ClearLegacy’s checks.
- Sign, witness & storeYour final, signing-ready Will usually arrives within 24 hours with signing and witnessing instructions.
Switching from Co-op to ClearLegacy
If you have started a Co-op Will and decide it is not the right fit, there is no legal barrier to making a new Will elsewhere — a later Will, correctly signed and witnessed, revokes earlier ones and every ClearLegacy Will includes the standard revocation clause. Check Co-op's terms on whether any fee already paid is refundable.
Frequently asked questions
Co-op Legal Services' published starting prices are £149 for a single Will and £249 for mirror Wills, including VAT (checked 13 October 2026); the final price depends on complexity. ClearLegacy charges £89 for a single Will and £129 for mirror Wills, and Farewill charges £100 and £160.
No route is automatically more valid. In England and Wales a Will is valid when the legal requirements are met — including testamentary capacity, acting voluntarily, and correct signing and witnessing — whoever prepared it. What differs is the advice and regulatory protection behind the service.
Co-op Legal Services is regulated by the Solicitors Regulation Authority. Online Will services such as ClearLegacy and Farewill are not SRA-regulated law firms; Will writing is not a reserved legal activity in England and Wales, so this is a service distinction rather than a validity requirement.
Co-op prepares the Will after a phone appointment with a will writer, so the timescale depends on appointment availability; it does not publish a fixed turnaround. ClearLegacy emails a first draft straight after payment and usually issues the final, signing-ready Will within 24 hours; Farewill states under five days.
When you want an SRA-regulated firm, prefer giving instructions by phone, have a complex estate that needs advice, or live in Scotland or Northern Ireland, which ClearLegacy does not cover.
When you live in England or Wales, have a straightforward estate, want a fixed low price and prefer to complete the questionnaire yourself without an appointment. ClearLegacy's £89 single Will and £129 mirror Wills include checks before the final Will is issued.
Yes. A new Will that is correctly signed and witnessed revokes earlier Wills. You do not need Co-op's permission, though check their terms about any fee you have already paid.
Ready to put a Will in place?
Single Will £89. Mirror Wills £129 for both. For England and Wales only. First draft straight after payment; every Will checked before it's issued.
Start My Will — £89 →