About Sat Lally
Sat Lally is a London-based business owner who has spent more than 35 years running property and finance businesses, and is a director of Kaizen Finance Ltd, the company that trades as ClearLegacy. He founded ClearLegacy after seeing what happened to a family when someone close died without a Will: paperwork, delay, cost and tension between people who loved each other. He is not a solicitor, and ClearLegacy does not give legal advice.
ClearLegacy was built around that observation. The platform captures the information needed for a straightforward Will in a 15-minute questionnaire and drafts it to the formalities of the Wills Act 1837 for £89. Every Will undergoes automated checks before final issue; any flagged Will is held for Sat’s personal review before it is issued. There are no advisors, no phone consultations and no premium tiers, so every customer pays the same fixed fee.
What Sat Lally covers
Sat Lally writes and reviews ClearLegacy content on:
- Writing a Will under the Wills Act 1837 — formalities, witnessing, revocation.
- UK intestacy rules — who inherits when there is no Will.
- Inheritance tax — nil-rate band, residence nil-rate band, transferable allowances.
- Lasting Power of Attorney — health & welfare and property & financial affairs.
- Cohabiting and unmarried-partner inheritance — the gap intestacy leaves, and how a Will closes it.
- Probate and estate administration — what executors actually have to do.
Editorial role
Sat writes or reviews every guide, comparison page and policy page on this site, checking them against primary UK sources. This is editorial review by the founder, not a review by a solicitor or an independent legal professional. Where a page needs a specialist view, it says so and points readers to a solicitor.
Separately, Sat personally reviews any customer Will that the automated checks flag before it is issued. Wills that clear every check are issued without a personal review. That personal review is not legal advice.
How Sat Lally reviews content
Every guide on ClearLegacy is checked against primary UK sources before publication and re-checked when the underlying law changes. Primary sources include GOV.UK, legislation.gov.uk, HMRC technical manuals, the Citizens Advice public-information set, and Office of the Public Guardian guidance. Pages carry a "Last updated" date so readers can see when the review was performed.
The full process is documented in the ClearLegacy Editorial Policy. The checks every customer Will goes through before final issue — automated checks, with any flagged Will held for Sat's personal review — are described in the ClearLegacy Will Review Process.